25+ years
Experience in truck factoring, with an independent perspective since 2009.
About
Meet Rick Abernathy
In the factoring business since 1999. Independent since 2009.
I don’t work for a factoring company — I work for trucking companies. That means my job isn’t to sell you one program. It’s to help you choose the right one.
I started in factoring in 1999. After a decade inside the industry, I went out on my own in 2009 and founded Transportation Financial Solutions — because trucking companies deserved someone on their side of the table.
Instead of representing just one factoring company, I compare multiple programs on customer service, funding speed, contract terms, fuel card benefits, and factoring rates. The goal is the best overall value — not simply the lowest advertised rate.
Whether you’re a new authority looking for your first factor or an established fleet considering a change, I’ll explain your options in plain English so you can make a confident decision.
How I work
Independent comparison
Multiple factoring companies — not one provider’s program — so the match fits your freight and cash flow.
Personal service
You’ll work directly with me from the first phone call through approval and beyond. No call centers. No high-pressure sales.
Getting approved is only the beginning. My goal is a long-term relationship — honest advice before you sign, help throughout the approval process, and someone you can call when questions come up later.