Truck factoring
Compare multiple factoring companies on rates, advances, contract terms, funding speed, and service — then pick the one that fits your freight, not a single company’s sales pitch.
How factoring works
25+
Years in the industry
Direct
Work with Rick — not a call center
Same day
Funding options available
New authority
Welcome — no runaround
What I do
Two programs that keep a trucking company moving.
Fuel card programs
Every factor I recommend includes a commercial fuel card — but discounts, networks, and controls are not the same. We weigh those savings with the factoring rate.
Compare fuel cardsWhy an independent broker
I don’t work for a factoring company. I work for trucking companies.
Independent comparison
I compare multiple factoring companies to find the best fit for your business — not the one advertising the lowest rate.
Expert guidance
I’ll explain rates, advance percentages, contract terms, fuel cards, and customer service in plain English.
Fast funding
Quick approvals and same-day funding options are available once we match you with the right program.
How it works
Four steps. One person.
01
Call or send a quote
Tell me about your authority, freight, and what you need from a factor.
02
I compare programs
Rates, advances, terms, fuel cards, and service — lined up side by side.
03
You choose
Honest advice, no pressure. Lowest isn’t always the best value.
04
Approval and funding
I stay with you through paperwork, approval, and the first deposits.
Meet Rick Abernathy
On your side of the table since 2009.
I started in factoring in 1999. In 2009 I went out on my own and founded Transportation Financial Solutions, because trucking companies deserved someone who didn’t work for one factor.
No call centers. No high-pressure sales. You work directly with me from the first call through approval and beyond.
New authorities welcome
Recourse, non-recourse, and everything in between.
- Compare leading providers — not just one company’s program
- Find the best fit based on your freight, customers, and cash flow
- Honest advice with no obligation
- Work directly with Rick from start to finish